?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=AMER+HAMZAH%2C+JANTAN&rft.aulast=AMER+HAMZAH&rft.aufirst=JANTAN&rft.degree=Masters&rft.title=CONSUMER+FINANCING%3A+A+STUDY+ON+THE+PERCEPTION+OF+EDUCATION+OFFICERS+TOWARDS+INTEREST-FREE+FINANCING.&rft.inst=International+Islamic+University+Malaysia&rft.date=1997&rft.tpages=114